The car breaks down, the washing machine leaks, the job is gone – Chapter 14 recommends an emergency fund in a separate account. How big should it be, and when will you have it?
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In the book: at least 1–2 months of costs in the first year, around 3 months in the long run. What suits you depends on your situation.
Model calculation for orientation only – not investment, financial or legal advice.
Learn more in the book “Your Freedom Number”.
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Keep your emergency fund separate
Many people keep their emergency fund in a separate account so it does not get spent on everyday things. If you live in Germany, this calculator compares German current accounts (Girokonto) by cost and features.
For the German market. This comparison calculator is run by TARIF CHECK24 GmbH and compares offers from German providers only. It is in German and is useful if you live in Germany.
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