The book by Mario Poslon
Your Freedom Number
An Easy-to-Understand Guide to Financial Freedom
How much money do you need so that you no longer have to work? That number is not a dream of “millions” but a concrete target. Work it out in one minute – then read in the book how to get there, step by step.
WHEN WORK BECOMES OPTIONAL
to Financial Freedom
What is the Freedom Number?
Your Freedom Number is the amount you would need to have invested to cover your living costs from the returns over the long term. A widely used rule of thumb is the 4% rule: you need about 25 times your annual expenses.
Example from the book: €1,500 expenses per month × 12 = €18,000 per year × 25 = €450,000.
The 4% rule is a simplified rule of thumb based on studies of historical market data, not a guarantee. Returns fluctuate, and inflation, taxes and costs change the result.
What you will learn
Part 1 – Mindset & getting out of debt
Why your salary alone is not enough, “Pay Yourself First” and the snowball method against consumer debt.
Part 2 – Generating more money
Side hustles, digital products and the “dead capital” sleeping in your basement.
Part 3 – Growing your money
Compound interest, stocks, bonds and ETFs explained simply – and the most common investing mistakes.
Part 4 – Preserving your wealth
Smart spending, an emergency fund and a will – and how to teach your children about money.
Including a concrete action plan for your first year.
Formats
Kindle eBook, paperback and hardcover – the English edition is coming soon to Amazon. The links will appear here as soon as it is available.
Reading German? “Die Freiheitszahl” is already available on Amazon.
About the author
Mario Poslon was born in 1985 in Našice, Croatia. He changed jobs, homes and countries and started over several times. Today he lives with his wife and son in Heidenheim an der Brenz, Germany. In his books he passes on life experience and insights he gained from his own mistakes and from many books he has read.
This book and this website are for general information only and do not replace individual financial, tax or investment advice.